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Information Technology Application

Professional Liability Home

The Problem
Finding liability insurance coverage for IT professionals that addresses not only today’s exposures, but anticipates tomorrow’s.

The Risk
Expensive and professionally damaging errors and omissions claims filed against those working in the field of information technology.

The Solution
Professional E&O coverage designed specifically for information technology professionals, offered through Hehr & Associates, Inc. (HAI).

The Advantage

  1. Professional liability coverage applies to broadly defined technology services and additional professional services tailored to the insured’s needs
  2. Core coverage that includes liability for unauthorized access to the named insured’s system, as well as to client systems arising out of the insured’s professional services
  3. Supplementary payments coverage for breach mitigation
  4. Optional first party coverage for insured’s own expenses to recover from an unauthorized access
  5. Optional electronic media liability coverage for the insured’s software, the content of the insured’s website and web content provided to clients as part of the insured’s professional services
  6. Contingent BI/PD coverage available
  7. Punitive damages covered where insurable
  8. Built-in coverage for independent contractors
  9. Worldwide coverage territory
  10. Deductible credit for claims settled via mediation
  11. Claims made form, rather than claims made & reported

Target classes:
Software & software as a service
IT staffing
IT consulting
Value added re-sellers of software & computer hardware
Web services – ISP, website design, etc.

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